Critically analyze the above quotation in the context of the mortgagor and mortgagee’s rights and remedies and how these have been interpreted and applied since the decision in 1993.

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Lord Justice Hoffmann Cheltenham and Gloucester Building Society v Grattidge [1993] 25 H.L.R. 454

Critically analyze the above quotation in the context of the mortgagor and mortgagee’s rights and remedies and how these have been interpreted and applied since the decision in 1993.